How We Work

“Our priority is to deliver a customized, high value experience, combining all aspects of your financial picture to build, protect and transfer your wealth”

What we do

We offer a full range of investment and wealth management strategies to a diverse clientele, including:

  • Individuals and families wishing to realize financial freedom, maximizing retirement income or transferring wealth in a tax-efficient manner.
  • Self-incorporated professionals and business owners requiring assistance managing personal and business assets.

How we do it

Step 1: Understanding
The initial consultation allows us to get a clear vision of your financial objectives and needs and determine if we are the most suitable option for you. We will then establish a clear picture of where you are today and where you would like to be in the future together with your risk profile.

Step 2: Prioritize Goals
A preliminary financial plan will serve as a starting point and is the first step towards a formalized financial plan. This plan serves as the blueprint which will guide the decision making process.

Step 3: Action Plan
We will present a comprehensive investment and insurance strategy tailored to meet your goals, including asset mix guidelines and how much risk and volatility you should expect.

Step 4: The EM Financial Services Difference
We will engage members in the areas of will & estate planning, tax planning and insurance planning to ensure every angle of your financial plan has been reviewed, optimized and most importantly working in synergy.

Step 5: Application
Once the plan is finalized we will put it into action.

Step 6: Review
We understand that your situation may constantly be changing so ongoing reviews are a key part of the process. Quarterly reviews will aid in assessing progress and ensure the plan evolves with your situation.